About us

Who we are:

Mwananchi Credit Limited is Kenya’s No. 1 provider of Logbook Loans and other related Secured Emergency Loans.

Initially trading as  Mwananchi Microlink Ltd from  15th April 2010, it officially changed names to Mwananchi Credit Limited on 10th January 2012.


The company now has 7 branches :

  1. Headquarters : Ecobank Towers 10th Floor Opp 680 Hotel , Muindi Mbingu Street , Nairobi
  2. Trade Centre : Ecobank Towers 2nd floor Opp 680 Hotel, Muindi Mbingu Street , Nairobi
  3. Pensions Towers, Loita Street, Mezzanine 2 , Loita Street
  4. Capital Centre Building, 2nd Floor Kitengela
  5. Jubilee Arcade, Ground Floor, Moi Avenue, Mombasa
  6. Zion Mall, 2nd Floor , Uganda Road , Eldoret
  7. Thika Business Centre , Commercial Street, Thika.

Logbook Loans in Kenya

The Kisumu Branch shall be set up soon as the company sets its sights on the Lakeside region. The company plans to set up more branches with the plan to roll out in all counties in Kenya within the next 3 years.

Secured Emergency Loans

The company  growth to steadily emerge as Kenya’s most preferred provider of Logbook and Secured Emergency Loans has been due to the company’s willingness to offer attractive interest rates to the risk based lending model that is employed by the company.

Risk based lending ( Cheap Loans)

The Risk based lending mechanism basically means that lower risk clients are given much lower interest rates that is comparable to the risk they present. This has seen some borrowers , especially corporate entities, qualifying for emergency loans from our base rate of 1.5%.

Logbook Loans in 6 hhrs

In a bid to offer the loans at the soonest possible opportunity , Mwananchi Credit offers most of its loans on a SAME DAY BASIS. Some , like cheque discounting take as little as 7 minutes, Logbook Loans (6 hrs) and Title Deed Loans in as little as 2 weeks.

Mwananchi Credit Loan Products

Besides Logbook Loans, Mwananchi Credit also offers an array of other financial solutions including:

Title Deed Loans : These is where we give you loans on your land /property.

Asset Financing ( Car Loans ) : We buy you a car and you drive today, and you pay later in affordable instalments. This is our most affordable loan option at only 2% interest rate per month! Once purchased,it  is structured like a logbook loan.

Import Financing : If you are importing anything, do not be let your goods to be stuck at the port and accrue punitive demurrage charges. We shall pay for you the charges and you can clear the same with us later.

Cheque Discounting: Do you have a cheque / either current or post dated from a reputable institution? We shall offer you cash in under seven (7) minutes . Don’t sit on your cash!

Check off and Salary advance Loans ( For Civil Servants and MoU companies): Are a civil servant, police officer or work with a parastatal / company that has an MoU with Mwananchi Credit Logbook Loans? They you are in luck for salary advance as well as check off loans.

Trade Financing : As an entrepreneur, you need a financial institution that can work with you to enable you do business. We provide  Cashless Bid bonds, Performance Bonds, Advance Payment Guarantees, LPO Financing among an array of other trade finance facilities at very competitive rates. These is emerging as a key class of our provisions at Mwananchi and we have set up a full department to deal with these. This is because how important how Trade Finances is key to helping unlock the potentials of SMEs.

Shimin Insurance Brokers: We have a vibrant Insurance Agency that offers all general and life products in conjunction with leading underwriters in the country. We also, in conjunction with Mwananchi,offer Insurance Premium Financing Services.

In summary :

Mwananchi Credit ( Logbook Loans) has 7 branches: 3 in Nairobi,( Eco bank Head Office, Eco Bank Trade Centre , Pensions Towers) ,  Kitengela , Eldoret ,Mombasa  Thika with plans are underway to grow its footprint all over Kenya.

Covid 19 Update:

Mwananchi Credit has continued lending even during the tough Covid 19 times as it adjusted its terms to ease the pain for borrowers.

Are you looking for quick cash or a loan?