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Mwananchi Credit Limited was incorporated as a private limited company under the Companies Act (Cap 486) of the Laws of Kenya. It initially started operations under the names Mwananchi Microlink Ltd which was incorporated on 15th April 2010. On 10th January 2012, it later changed its names to Mwananchi Credit Limited.


To be the leading financial institution with a reputation in efficiency and quality in service delivery.


We aim to be the market leader in offering financial solutions in tailor-made credit products best suited for our target market, individuals and SMEs.

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Our ProductsQuick processing within SIX hours

Guaranteed logbook loan

This facility can be used by individuals to meet personal expenses such as medical,

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Cheque Discounting

Are you an individual or a Small and medium enterprise (SME) in need of working capital

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LPO Financing

Allow us to finance your business to service awarded LPOs or LSOs and Contracts by your procuring entities.

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Invoice Discounting

Are you in need of extra working capital tied up by your unpaid invoices? Get your invoices paid now

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Salary Advance Loans

Do you have an emergency or an urgent need for cash before your next payday?

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Secured Loans

Are you an individual or a Small and medium enterprise (SME) in need of working capital to finance your

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Import Financing

Are you stuck in clearing your motor vehicle or container at the port? At Mwananchi Credit we shall relieve you

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Bid Bonds

Are you a supplier tendering for a job which requires a Bid Bond from a reputable financial institution

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Insurance Premium Finance

Insurance Premium Finance is a short-term loan product designed to facilitate

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Shimin Insurance

Shimin Insurance Agency is licensed to carry out insurance business as an intermediary

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Affiliated to:

shimin insurance

Are you looking for quick cash or a loan?